There are several different types of benefits you could receive from workers' compensation in California. One of those is temporary disability benefits. It is important to understand what this means if this is the type of benefit you receive because it will help you to know how long you may receive it and the different conditions of the benefit.
The workplace can be fraught with hazards, and injuries are not uncommon. If you happen to get injured while at work in California, you likely will be covered through workers' compensation. However, it is imperative that you follow the right steps to ensure your claim is valid and that you can qualify for coverage.
If you work for yourself, there are some protections and benefits you may not get that you would have if you worked for an employer. One of those is workers' compensation, which covers you if you get injured on the job. Since you do not have an employer, you would be responsible for obtaining the coverage. While the California Department of Industrial Relations explains you can get workers' compensation coverage for yourself, it may not be your best option.
If you are injured at work in California, then your employer likely carries workers' compensation insurance that will help you with the financial burden of the injury. This insurance allows you to be protected for an accident that is not your fault and that could cost you a lot of money in medical care, not to mention it may take you away from work, so you can no longer earn a living. All of that is factored into the workers' compensation plan so you are taken care of when you are injured on the job.
Many Glendale area employees assume they will receive workers’ compensation benefits if they become injured or seriously ill at work. Though their employers’ insurance covers them, there is still the possibility of their workers’ compensation claim being denied. According to the U. S. Bureau of Labor Statistics, “workers’ compensation claims must meet certain criteria before injured workers can receive compensation to cover their medical expenses and lost wages.”
The fear of being injured on the job may not keep you up at night due to your confidence that your employer in Glendale will take care of you if such a thing ever happened. Yet what if you were to be injured at work and then later were told that your company does not offer workers' compensation benefits? Like most, you assume that the law requires all employers to carry such coverage. Yet many employers may claim that their unique business structure does not require them to follow the law. Given the complexity of employment law, yours might be relying on you to simply take its word on it and not press the issue.